Michael Schwartz
· Updated 4/12/2024 · 5 min read
Best Business Credit Cards for Amazon Sellers in 2024
Getting access to credit can prove difficult for some small businesses, especially in a misunderstood industry like being an Amazon FBA seller. Using a business credit card can provide an affordable and flexible short-term funding solution for Amazon sellers complete with special rewards. Amazon Seller Credit Cards are also a great way to get points for inventory and pay your Amazon PPC fees.
As an Amazon Seller, this has been our favorite credit card for a while. Get an unlimited 2% cash back on every purchase with no minimums or expiration date.
Other Benefits: No foreign transaction fees means it is a great way to pay for your goods on Alibaba (or another payment system).
Sign Up Deal: Get back $500 cash bonuses once you spend $4,500 within 3 months from the account opening.
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Our second favorite Amazon Seller Credit Card is the Chase Ink Business Preferred.
We use this card to pay for all of our advertising (PPC) expenses on Amazon. You get three points per dollar spent on several business categories, including advertising.
Other Benefits: trip cancellation/interruption insurance, roadside dispatch, cell phone protection, and standard purchase protection.
Sign Up Deal: An 80,000 bonus on $5,000 spend within three months ain't too shabby.
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This card has a higher annual fee than the Chase Ink Business Preferred but you get 4X points on advertising, making it a solid Amazon Seller Credit Card.
Other Benefits: Business management expense tools, no foreign transaction fees, travel insurance, extended warranty
Sign Up Deal: Get Up to $500 back when you ship with FedEx
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This card is great if you have to travel a lot. Get five points per dollar spent on prepaid hotels and flights from amextravel.com, 1.5 points per dollar on eligible purchases of $5,000 and up (up to a cap of 1 million extra points per year), and one point per dollar for other eligible purchases.
Other Benefits: Get one year of Platinum Global Access from WeWork. Purchase protection, Global lounge access, Concierge service, a fee credit for Global Entry and TSA Prechecks, and access to Wi-Fi hotspots.
Sign Up Bonus: 50,000 points for spending $10,000 and a further 25,000 bonus points for spending a further $10,000 on eligible purchases within three months of holding an account.
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Every other purchase made with the card comes with an unlimited 1% cashback.
Other Benefits: 5% cash back for the first $25,000 spent across many office supply stores and cable and phone services per year. 2% cash back for the first $25,000 spent at gas stations and restaurants per year. Purchase protection, extended warranty protection, and travel and emergency help.
Sign Up Bonus: $500 bonus cash back after spending over $3,000 on purchases within the first three months of opening their account
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Amazon Seller Credit Cards can offer a lot of benefits, including extra points for PPC advertising and assistance with cash flow.
We recommend getting the Chase Ink Business Preferred for PPC ads and the Capital One Spark 2% Cash for all other purchases. If you are spending a lot on PPC ads, the American Express Business Platinum Card can also be a great option.
Disclosure: Some of the links above are affiliate links, meaning, at no additional cost to you, we will earn a commission if you click through and sign up. In no way has this impacted our review.
Taxomate auto-categorizes your Amazon sales, fees, taxes, and more into accurate summaries that make reconciliation in Quickbooks a breeze.
The best credit card for Amazon FBA sellers in 2024 varies depending on your business needs, but popular options include the Amazon Business Prime American Express card for enhanced perks on Amazon purchases and the American Express Blue Business Cash™ card for cash-back on everyday business spends.
The Amazon Business American Express card offers perks like 5% back on Amazon purchases, terms apply, and flexible payment options, making it a great card for Amazon FBA sellers looking to maximize their rewards on business purchases.
The Amazon Business Prime American Express card provides fantastic benefits like 5% back on U.S. purchases at Amazon Business, AWS, and Whole Foods Market, or 90-day extended payment terms, making it an excellent choice for an Amazon business owner.
Yes, the American Express Blue Business Cash™ card offers 2% cash back on eligible purchases on the card up to $50,000 per year, which can be highly beneficial for Amazon business transactions.
The Chase Ink Business Unlimited card offers unlimited 1.5% cash back on every purchase, which can be particularly useful for business owners looking to simplify their rewards with a straightforward cash-back structure.
Business cards like the American Express® Business Platinum Card offer not only rewards on business purchases but also travel benefits and membership rewards points, making them ideal for Amazon FBA sellers who travel often.
Yes, many Amazon business credit cards allow you to get additional employee cards at no extra cost, enabling you to manage your team's expenses more effectively.
Credit card rewards can significantly reduce your overall expenses by providing cash back, points, or statement credit on purchases. For an Amazon FBA business, these rewards can accumulate quickly, leading to substantial savings.
When selecting a business credit card for Amazon purchases, consider factors like the cash-back rate, statement credits, the ability to earn points on everyday business purchases, and any additional benefits such as travel perks or extended payment terms.
Yes, you can apply for a business credit card even with a new Amazon FBA business. Many credit card issuers offer cards designed to help new businesses build credit and manage expenses effectively from the start.
Michael is the CEO and co-founder of taxomate, one of the leading ecommerce accounting integration software solutions.
Taxomate auto-categorizes your Amazon sales, fees, taxes, and more into accurate summaries that make reconciliation in Quickbooks a breeze.
Taxomate auto-categorizes your Amazon sales, fees, taxes, and more into accurate summaries that make reconciliation in Quickbooks a breeze.
Taxomate helps you automate your accounting workflow and save time on bookkeeping.
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