Top 5 Amazon Seller Credit Cards for Cash & Points Back (Updated for 2023)

Top 5 Amazon Seller Credit Cards for Cash & Points Back (Updated for 2023)

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Michael Schwartz

Getting access to credit can prove difficult for some small businesses, especially in a misunderstood industry like being an Amazon FBA seller. Using a business credit card can provide an affordable and flexible short-term funding solution for Amazon sellers complete with special rewards. Amazon Seller Credit Cards are also a great way to get points for inventory and pay your Amazon PPC fees.

Here are our top 5 Amazon Seller Credit Cards:

  1. Capital One Spark 2% Cash
  2. Chase Ink Business Preferred
  3. American Express Business Gold Card
  4. American Express Business Platinum Card
  5. Chase Ink Business Cash Credit Card

1. Capital One Spark 2% Cash

Capital One Spark for Amazon Sellers

As an Amazon Seller, this has been our favorite credit card for a while. Get an unlimited 2% cash back on every purchase with no minimums or expiration date.

Other Benefits: No foreign transaction fees means it is a great way to pay for your goods on Alibaba (or another payment system).

Sign Up Deal: Get back $500 cash bonuses once you spend $4,500 within 3 months from the account opening.



  • $95 per year
  • High APR

2. Chase Ink Business Preferred

Chas Ink Business for Amazon Sellers

Our second favorite Amazon Seller Credit Card is the Chase Ink Business Preferred.

We use this card to pay for all of our advertising (PPC) expenses on Amazon. You get three points per dollar spent on several business categories, including advertising.

Other Benefits: trip cancellation/interruption insurance, roadside dispatch, cell phone protection, and standard purchase protection.

Sign Up Deal: An 80,000 bonus on $5,000 spend within three months ain't too shabby.


  • 3X points on select categories (e.g. PPC, shipping) up to $150K
  • 25% More Points on Chase Travel Portal
  • No Foreign Transaction Fees


  • $95 Annual Fee

3. American Express Business Gold Card

Amazon Express Business Gold for Amazon Sellers

This card has a higher annual fee than the Chase Ink Business Preferred but you get 4X points on advertising, making it a solid Amazon Seller Credit Card.

Other Benefits: Business management expense tools, no foreign transaction fees, travel insurance, extended warranty

Sign Up Deal: Get Up to $500 back when you ship with FedEx


  • 4X Points of 2 Categories (e.g. PPC, shipping) up to $150K
  • 25% bonus on Flights/Hotels Through
  • Top Customer Service


  • $295 Annual Fee

4. American Express Business Platinum Card

American Express Business Platinum for Amazon Sellers

This card is great if you have to travel a lot. Get five points per dollar spent on prepaid hotels and flights from, 1.5 points per dollar on eligible purchases of $5,000 and up (up to a cap of 1 million extra points per year), and one point per dollar for other eligible purchases.

Other Benefits: Get one year of Platinum Global Access from WeWork. Purchase protection, Global lounge access, Concierge service, a fee credit for Global Entry and TSA Prechecks, and access to Wi-Fi hotspots.

Sign Up Bonus: 50,000 points for spending $10,000 and a further 25,000 bonus points for spending a further $10,000 on eligible purchases within three months of holding an account.


  • 5X Points on Flights/Hotels Through
  • One Year Platinum Global Access from WeWork
  • Global Lounge Access and other travel perks
  • Top Customer Service


  • $595 annual fee
  • Low Point Bonus Besides Travel

5. Chase Ink Business Cash Credit Card

Chase Ink Business Cash for Amazon Sellers

Every other purchase made with the card comes with an unlimited 1% cashback.

Other Benefits: 5% cash back for the first $25,000 spent across many office supply stores and cable and phone services per year. 2% cash back for the first $25,000 spent at gas stations and restaurants per year. Purchase protection, extended warranty protection, and travel and emergency help.

Sign Up Bonus: $500 bonus cash back after spending over $3,000 on purchases within the first three months of opening their account


  • No Fee
  • 2%


  • 2% cash back on gas and dining only on first $25,000
  • Foreign Transaction Fees

So . . .

Amazon Seller Credit Cards can offer a lot of benefits, including extra points for PPC advertising and assist with cash flow.

We recommend getting the Chase Ink Business Preferred for PPC ads and the Capital One Spark 2% Cash for all other purchases. If you are spending a lot on PPC ads, the American Express Business Platinum Card can also be a great option.

Disclosure: Some of the links above are affiliate links, meaning, at no additional cost to you, we will earn a commission if you click through and sign up. In no way has this impacted our review.

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Michael Schwartz
Michael is the CEO and co-founder of taxomate, one of the leading ecommerce accounting integration software solutions.