Walmart Payment Methods Explained Including How to Use Walmart Pay 

Walmart Payment Methods Explained Including How to Use Walmart Pay 

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Michael Schwartz

When shopping at Walmart, knowing what payment methods are accepted is important to avoid any last-minute surprises. The retail giant offers several payment options, including traditional methods like debit cards, credit cards, and PayPal, as well as newer options like Walmart Pay and digital wallets.

Walmart accepts major credit cards

What payment methods are accepted at Walmart?

Debit Cards

One of Walmart’s most common payment methods is using a debit card. All major debit cards are accepted and PIN debit transactions occur at in-store checkout. To use your debit card, just swipe or insert the card and enter your PIN.


Another payment method accepted at Walmart is PayPal. PayPal is a digital wallet used to make secure payments online or in-store without revealing your card details. To use PayPal for shopping with Walmart, just sign up for an account and register your debit or credit card.

Credit Cards (Visa, Mastercard, American Express)

Like most companies, Walmart accepts major credit cards such as Visa, Mastercard, and American Express. To use a credit card at checkout, either swipe or insert the card or enter your account's information online. You'll find more information about credit cards and the benefits available to Amazon sellers here.

Read here if you are interested to learn more about payment methods on other selling platforms.

Can I use Walmart Pay as a payment method?

Yes. Walmart Pay is a “mobile wallet” payment option via the Walmart app. It enables you to pay with your phone, an advantage because now there is no need to take your wallet to the shop. Setting up Walmart Pay requires that you download the Walmart app onto a mobile device, either create or sign in to your account on and then choose which payment method you prefer.

How do I set up Walmart Pay?

To set up Walmart Pay:

  1. Download the Walmart app on your phone
  2. Select “Services” at the bottom of the screen
  3. Select “Walmart Pay”
  4. Follow the prompts to set up your account and add your payment method

Where can I use Walmart Pay?

You can use Walmart Pay at any Walmart store, on, and at select Sam’s Club locations. Just open the Walmart app, select Walmart Pay, and there will be an option to scan the QR code at checkout.

Is Walmart Pay accepted at Walmart stores?

Yes, Walmart Pay is accepted in all US Walmart stores.

QR Code Payments

What other payment options are available at checkout?


Walmart also accepts payments made using EBT (Electronic Benefit Transfer) cards. These are used to distribute welfare benefits, including SNAP (Supplemental Nutrition Assistance Program) and WIC (Women, Infants, and Children) benefits.

Gift Cards

If you have a gift card to Walmart, you can use it to pay for your purchase in-store or online. You can check the balance of your gift card and reload it in-store or online at

QR Code Payments

Another payment option is QR code payments offered by Walmart, which enable customers to pay using their mobile phones. To pay with a QR code, open the Walmart app and select Walmart Pay. At checkout, scan the QR code for your purchase to be processed.

Do you want to learn more about payment methods, online selling, and business ideas? Check out our curated selection of top blogs that delve into these topics and provide valuable insights.

Does Walmart accept digital wallets like Apple Pay, Google Pay, and Samsung Pay?

No. Although Walmart offers its mobile payment solution with Walmart Pay, it does not accept digital wallets like Apple Pay, Google Pay, or Samsung Pay.

Is Apple Pay accepted at Walmart?

No. Walmart does not accept Apple Pay as a form of payment.

How can I pay with Google Pay at Walmart?

You cannot pay with Google Pay at Walmart since the store does not accept this form of payment.

Can I use Samsung Pay at Walmart?

No. Walmart does not accept Samsung Pay as a payment method at checkout.

Walmart accepts cash payments

Are there any payment methods not accepted at Walmart?

What payment methods are not accepted at Walmart?

Walmart does not accept personal checks, international credit cards, or any other payment methods not listed above.

Can I pay with cash at Walmart?

Yes. Walmart accepts payments made in cash at all stores and self-checkout kiosks.

Are there any restrictions on using certain payment methods at Walmart?

Walmart does have some restrictions on using particular payment methods. For example, an online customer cannot split one payment between a gift card and another type of credit or debit card. Also, some payment methods like EBT or Walmart Pay may be unacceptable at some Walmart locations.

In general, Walmart offers customers dozens of different options to make it easy for them to pay in-store and online. Whether you prefer paying by your debit card, credit card, gift card, or digital wallet—Walmart has the right payment method for you.

Frequently Asked Questions

What payment methods does Walmart accept?

Walmart accepts credit and debit cards, Walmart Pay, cash, checks, EBT, and prepaid cards.

How do I set up Walmart Pay?

Download the Walmart app and add a credit or debit card to your Walmart Pay account. Then scan the QRCode at checkout to make your payment.

Can I pay with the Walmart app?

Yes, Walmart Pay allows you to pay using the Walmart mobile app and your credit card information.

What is the One Walmart rewards Mastercard?

The One Walmart Rewards Mastercard is a credit card designed for making payments at Walmart stores. It offers cashback rewards and other benefits.

Can I use my EBT card to purchase at Walmart?

Yes, Walmart accepts EBT for eligible purchases at checkout.

Does Walmart accept PayPal?

Yes, Walmart accepts PayPal as a payment method both online and in-store.

Can I use Apple Pay at Walmart?

Walmart does not currently accept Apple Pay, but you can use Walmart Pay and the Walmart mobile app to pay at checkout.

What is the Capital One Walmart Rewards Card?

The Capital One Walmart Rewards Card is a credit card that offers cashback rewards for Walmart purchases and is co-branded with Walmart.

Is it free to use Walmart Pay?

Yes, Walmart Pay is a free service and there are no additional fees to use it.

Is Walmart Pay like a debit card?

Yes, Walmart Pay lets you pay with a linked credit or debit card at checkout, similar to how a debit card would work.

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Michael Schwartz
Michael is the CEO and co-founder of taxomate, one of the leading ecommerce accounting integration software solutions.